EK Insurance - Home insurance

Comprehensive Home Insurance in Ontario

Your home is more than just a place to live—it's one of your most valuable assets. At EK Insurance, we provide reliable home insurance solutions tailored to protect your property, belongings, and financial security. As a trusted Toronto-based broker, we help homeowners across Ontario find the right coverage at competitive rates.

Why Choose EK Insurance for Home Coverage?

Customized Policies: We offer flexible coverage options to match your unique needs.
Affordable Rates: Compare quotes from top insurers to find the best value.
Expert Advice: Our team ensures you understand your policy and get the right protection.
Reliable Claims Support: We assist you throughout the claims process for a stress-free experience.

Home Insurance Coverage Options

We offer comprehensive home insurance policies that include:

Dwelling Coverage: Protects your home's structure from risks like fire, theft, and weather damage.
Contents Insurance: Covers your personal belongings, including furniture, electronics, and valuables.
Liability Protection: Shields you from financial loss if someone is injured on your property.
Additional Living Expenses: Pays for temporary accommodations if your home becomes unlivable due to an insured event.
Water & Sewer Backup Coverage: Optional coverage to protect against water damage from plumbing failures.

Having the right home insurance policy gives you peace of mind knowing that your home and valuables are safeguarded against unexpected events. Whether you're a homeowner, condo owner, or renter, EK Insurance ensures that your coverage is tailored to meet your specific needs and lifestyle.

Our team of experienced insurance brokers works closely with you to identify potential risks and recommend the best coverage options. We take the guesswork out of home insurance, making the process simple and transparent so you can focus on what matters most—your home and family.

Discounts & Savings

Save on your home insurance policy with:

Bundle Discounts: Combine home and auto insurance for extra savings.
Alarm System Discounts: Reduce premiums with a monitored security system.
Claims-Free Discounts: Rewards for homeowners with no previous insurance claims.
New Home Discounts: Discounts for recently built or renovated homes.

Get a Free Home Insurance Quote Today

Finding the right home insurance in Ontario is simple with EK Insurance. We'll help you secure a policy that offers the protection you need at a price you can afford.

FAQs

Still not sure what to do? Here is a list of our FAQ's; click the question to unveil the answer

Is home insurance mandatory in Ontario?

Home insurance is not legally required, but most mortgage lenders require it to protect their investment.

What factors affect my home insurance premium?

Premiums are influenced by factors such as location, home value, coverage level, claims history, and security features.

Does home insurance cover natural disasters?

Standard policies cover events like fire and windstorms, but additional coverage may be needed for floods and earthquakes.

Can I adjust my coverage over time?

Yes, you can update your policy as your needs change, such as after home renovations or major purchases.

How can I lower my home insurance costs?

Increase your deductible, install security systems, bundle policies, and maintain a claims-free record to reduce your premium.

Does home insurance cover personal belongings outside the home?

Yes, most policies provide coverage for personal belongings even when they are outside your home, such as items stolen from your car or lost while traveling.

What is the difference between actual cash value and replacement cost coverage?

Actual cash value coverage reimburses you for the depreciated value of damaged or stolen items, while replacement cost coverage pays the amount needed to replace them with new ones at current prices.

We bring the good insurance to life

Welcome to EK Insurance, I take pride in helping my clients at every stage of their life be it for Mortgage Insurance, Life Insurance, Critical illness Insurance, Travel Insurance, Super-visa Insurance, Visitor's Medical Insurance, Children's Education Saving Plan (RESP), Saving for retirement RRSP or TFSA and Estate Planning. With my product knowledge and experience, I provide the best-suited financial protection for all stages of life.