EK Insurance - Commerical insurance

Commerical Insurance Solution

Running a business comes with risks, but the right commercial insurance can protect your investment and keep your operations secure. At EK Insurance, we provide tailored commercial insurance solutions designed to safeguard businesses of all sizes across Ontario.

Why Choose EK Insurance for Commercial Insurance?

Custom Coverage: Policies designed to fit your business needs.
Affordable Rates: Competitive pricing with flexible options.
Expert Advice: Guidance to ensure you get the right protection.
Reliable Claims Support: Assistance throughout the claims process.
Industry-Specific Solutions: Coverage tailored to different industries, from retail and hospitality to construction and professional services.
Risk Management Services: Proactive strategies to minimize potential business risks.

Types of Commercial Insurance Coverage

We offer a range of business insurance solutions, including:

General Liability Insurance: Protects against third-party claims for bodily injury, property damage, or personal injury.
Commercial Property Insurance: Covers physical assets such as buildings, equipment, and inventory from risks like fire, theft, and vandalism.
Commercial Auto Insurance: Ensures coverage for business vehicles, including trucks, delivery vans, and service cars.
Professional Liability Insurance: Also known as errors and omissions insurance, this protects against claims of negligence or mistakes in professional services.
Business Interruption Insurance: Covers lost income and operating expenses if your business is temporarily shut down due to an insured event.
Cyber Liability Insurance: Protects against data breaches, cyberattacks, and online threats.
Product Liability Insurance: Covers claims related to defective products causing injury or damage.
Workers' Compensation Insurance: Provides wage replacement and medical benefits for employees injured on the job.
Directors and Officers (D&O) Insurance: Protects business leaders from personal losses if they are sued for decisions made on behalf of the company.

Industries We Serve

EK Insurance provides commercial insurance solutions for various industries, including:

Retail & E-commerce: Protection for inventory, customer interactions, and online sales risks.
Hospitality & Restaurants: Coverage for property damage, foodborne illness claims, and liquor liability.
Construction & Contractors: Insurance for job site risks, equipment, and liability concerns.
Professional Services: Coverage for consultants, financial advisors, and IT professionals against liability claims.
Manufacturing & Wholesale: Protects against supply chain disruptions, product recalls, and workplace hazards.

Protect Your Business with EK Insurance

Whether you own a small business, a retail store, a contracting company, or a professional service firm, having the right commercial insurance ensures financial security and long-term success. Our expert brokers work closely with you to assess risks and recommend the best coverage tailored to

Get a Free Quote Today

Protect your business with comprehensive commercial insurance from EK Insurance.

FAQs

Still not sure what to do? Here is a list of our FAQ's; click the question to unveil the answer

Is commercial insurance mandatory in Ontario?

Certain types of business insurance, such as commercial auto insurance and workers' compensation, may be legally required depending on your industry and operations.

How much does commercial insurance cost?

The cost depends on factors like business size, industry, location, coverage limits, and claims history.

Does general liability insurance cover employee injuries?

No, general liability covers third-party claims. Workers' compensation insurance is required to cover employee injuries.

Can I customize my commercial insurance policy?

Yes, policies can be tailored to include the specific coverage your business needs.

How do I file a commercial insurance claim?

Contact our claims team at EK Insurance, provide the necessary details, and we'll guide you through the process.

What is the difference between general liability and professional liability insurance?

General liability insurance covers physical injuries and property damage claims, while professional liability insurance protects against claims of negligence or errors in professional services.

Does business interruption insurance cover pandemics?

Coverage varies by policy. Some policies may exclude pandemics, so it's best to review your policy details with our insurance experts.

How can I lower my commercial insurance costs?

You can reduce premiums by improving workplace safety, implementing risk management strategies, bundling policies, and maintaining a good claims history.

We bring the good insurance to life

Welcome to EK Insurance, I take pride in helping my clients at every stage of their life be it for Mortgage Insurance, Life Insurance, Critical illness Insurance, Travel Insurance, Super-visa Insurance, Visitor's Medical Insurance, Children's Education Saving Plan (RESP), Saving for retirement RRSP or TFSA and Estate Planning. With my product knowledge and experience, I provide the best-suited financial protection for all stages of life.